Engaging younger employees to think about retirement challenging

As the title of this post suggests, it is not easy to engage younger employees to think about retirement.

As this PlanSponsor article observes, one way to address this issue is to use the power of inertia and auto-enroll younger employees in the retirement plan when they start working, with the expectation that they will stay in the plan and continue contributing to the plan.

Questions for today:

1) If you were a younger employee who were demonstrated examples of the power of compounding earnings over time, would you increase your contributions?

2) As a mid-career employee, what would incentivize you to review your investment allocation?

3) As a soon-to-be retiree, how would you address any potential shortfall to your desired retirement income?