Risk management. One of the important components of any retirement plan strategy. One way to address this risk is through diversification.
Whether one is an active do-it-yourself’er or not, understanding the alternatives helps put things in perspective, and determine the appropriate route to take and why.
In this article the Principal Financial Group provides findings of a survey on the differences of asset allocation behavior of retirement plan asset allocations of do-it-yourself’ers and target-date fund investors.
As a plan participant, what other criteria would you research to determine your asset allocation as one of the components of your long term retirement plan strategy – investment fees, glide paths, and other alternatives?