How can we apply the lessons learnt from successful savers?

Foresight. Belief. Faith.
Discipline. Consistency. Persistence.

These are the initial thoughts that come to mind when reviewing the press release on PR Newswire relating to the Perspectives of Retirement Survey: Lessons from Successful Savers conducted by PNC containing findings on the financial habits of successful savers.

Among other factors, if the secret to retirement readiness is that consistency and persistence of good savings and disciplined mind set, in not just saving, living within our means, and other financial controls, what could be the single biggest cause of the difficult reality of lack of retirement confidence, and how can service providers in conjunction with plan sponsors address this topic?

Is it fear, inertia, lack of understanding, or some other reason that prevents people from taking the right steps?

Something to think about, and share.