If “work” is the new “retirement”, how do we prepare for this eventuality?

"Work" "Retirement". Up to now, these two words have been thought of as being mutually exclusive. However, in the new world we live in, this reality is gradually changing. Work might as well be the new retirement. What are the long term implications of this new reality? Not just for the society as a whole, … Continue reading If “work” is the new “retirement”, how do we prepare for this eventuality?

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A golden opportunity from every perspective. Do we have the courage to make it happen?

Golden opportunities. Ever think of how many different connotations this term can mean? That is precisely what went through my mind as I read the article on MSNBC. With the massive baby boomer cohort of close to 80 million people that will be looking forward to their golden years, a time when they are no … Continue reading A golden opportunity from every perspective. Do we have the courage to make it happen?

Is it possible and would you want to do it?

Working during retirement. An emotionally charged statement - regardless of the reader's vantage point, whether driven by need or desire, despite the fact that it is widely acknowledged that working during retirement only helps. In this article that appears on Yahoo Finance is reference to a survey by BMO Retirement Services which states the benefits … Continue reading Is it possible and would you want to do it?

Retirement readiness implications of emotionally connecting with the younger generation

Why do we procrastinate on preparing for retirement? What can we learn from others and prepare ourselves for the best period of our lives? These questions apply not just to the younger generation, but also to those who are five to seven, or a few more years away from retirement. This insightful study from the … Continue reading Retirement readiness implications of emotionally connecting with the younger generation

To pay off the loan, or to contribute? That is the question.

Changing subjects from some of the recent posts, here is an article in the Wall Street Journal that discusses whether one should first pay off the college loan or contribute to the 401(k). What a dilemma! On one hand, it would make sense to max out on the employer match, but then how does that … Continue reading To pay off the loan, or to contribute? That is the question.