In-Plan Annuities: Are they a viable option in DC plans?

In-Plan annuities. An alternative to company pensions. An alternative to externally purchased annuities. Perhaps the best of both worlds? So what is preventing wider adoption? This article on PlanSponsor refers to a webcast on this topic sponsored by NAGDCA. The pros and cons listed in the last few slides of the presentation are informative, educational, … Continue reading In-Plan Annuities: Are they a viable option in DC plans?

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Retirement readiness implications of emotionally connecting with the younger generation

Why do we procrastinate on preparing for retirement? What can we learn from others and prepare ourselves for the best period of our lives? These questions apply not just to the younger generation, but also to those who are five to seven, or a few more years away from retirement. This insightful study from the … Continue reading Retirement readiness implications of emotionally connecting with the younger generation

Making retirement planning a priority – a call to action

With the seemingly constant barrage of industry surveys, studies, and articles reporting lack of retirement readiness, one wonders where this is all leading to, and whether anything can be done about it. To that end, this study by Prudential analyzes the financial behavior of men and particularly women across multiple generations, by geographic location, which … Continue reading Making retirement planning a priority – a call to action