Guarantee. Is there anything truly like that any more? And if there is one, what is the cost of obtaining that guarantee? And are we willing to pay the price for that guarantee? When is the last time we have stepped back and thought about that? In the context of retirement planning, this topic is … Continue reading Why it is important to evaluate alternative products when researching annuity income options in retirement planning
Retirement planning. The one common theme that connects us all - regardless of where we are in life. From the theme that we have been exploring on this blog, as well as on the Twitter feed, the one constant is precisely that; of how to spur thinking, reflection, education, and hopefully, action on planning for … Continue reading How risk and cash flow needs affect retirement planning
To think of a time when we are not actively working for a paycheck, here is an article from @Advisor_One that speaks to retiring in a yield-free world. Frightening thought? Some questions as you review this: 1) Do you know your ideal or potential retirement date? 2) Would the often quoted 4% drawdown rate (from … Continue reading Drawing down accumulated assets during retirement
If the challenge with retirement planning is not knowing where to start, here is an @Advisor_One article that suggests focusing on the actions to take instead of the obstacles. Thinking of actions to take, here are a few questions that could be asked as an initial guidepost: 1) Are you eligible to contribute to a … Continue reading Is there a way to focus on the actions instead of the obstacles, when it comes to planning for retirement?