In-Plan annuities. An alternative to company pensions. An alternative to externally purchased annuities. Perhaps the best of both worlds? So what is preventing wider adoption? This article on PlanSponsor refers to a webcast on this topic sponsored by NAGDCA. The pros and cons listed in the last few slides of the presentation are informative, educational, … Continue reading In-Plan Annuities: Are they a viable option in DC plans?
Month: December 2012
Fiscal pressures threaten the tax incentives of the 401(k) system.
Tax incentives. Retirement planning. Retirement income. Three terms that are intricately connected. As consumers we understand the importance of maintaining the delicate balance between these three. During times of economic uncertainty, it is all the more important to preserve this balance for the well-being of the nation as a whole. Yielding to the doomsday scenario … Continue reading Fiscal pressures threaten the tax incentives of the 401(k) system.
A holistic approach to financial independence during retirement
Financial independence during retirement. Try to visualize what this means to you. Now, as an employer, think about how your employees visualize financial independence during retirement. Do you see any differences? How we address these differences, either as an employee, or as an employer, is where we have the largest potential for a better outcome … Continue reading A holistic approach to financial independence during retirement
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